Personal vs Technology

Consumerism nowadays becomes new hype. Computer, mobile phone, and other gadgets are things we want to have. One invention that helps consumerism trend is credit card. Credit card helps us pay anything without even need to bring cash anywhere. In the other hand, we don’t realize that we somehow can’t afford to pay the bills. Our financial status is actually not in good condition.

Financial planning tries to help us fix the financial problem. First, we need to eliminate the debt. It is a hard work. It will be difficult at the beginning, but we will get use to pay the installment every month. After we complete paying all installments, begin to build our prosperity by opening savings accounts.

One good savings accounts is provided by Washington Mutual Bank (WaMu). They provide variety products, like online savings, statement savings, traditional CD, online CD, and liquid CD. Online savings can be managed through online savings and electronic statement. Statement savings with high yield is WaMu’s basic account.

Traditional CD has high CD interest rate. Online CD is CD with free online personal banking. Liquid CD will lock your investment in high CD rate and get fluid access to our account. Choose which one is suitable with your profile. WaMu offers many services that competitor doesn’t have.

Try to be discipline on saving every month. Save at least 10 percent per month from our salary. In the next 10 to 20 years, this account will help us planning our future. We will see our children go to college and grab their degree without worry about their tuition fees.